	As at 30 Sep 08 £’000	Cash flow £’000	Exchange movements £’000	As at 31 Mar 09 £’000
Cash at bank and in hand	769	48	120	937
Cash included in assets held for sale	27	1	8	36
Overdrafts	(382)	(1,571)	(83)	(2,036)
Net cash and cash equivalents	414	(1,522)	45	(1,063)
Debt due in more than 1 year	-	(11,221)	(4,215)	(15,436)
Debt due within 1 year	(15,526)	15,526	-	-
	(15,112)	2,783	(4,170)	(16,499)

Borrowing facilities

	Total facility	Utilised	Undrawn
	£’000	£’000	£’000
United Kingdom	20,522	15,436	5,086
North America	2,967	2,036	931
Utilised in respect of guarantees	524	524	-
	24,013	17,996	6,017

Of the facilities above, £5.0m and $22.2m are committed to 30 June 2010 and $5.0m is committed to 31 December 2009. These facilities include financial covenants which are measured on a quarterly basis.

Next: Note 16. Seasonality